Here at Rhinosure, we recognize the need for a second occupation. Having a hobby or part time business in the motor trade industry can increase earnings, but several liabilities come along with this rise in income. Our part time motor trade insurance tackles all foreseeable risks that your side occupation may bring with it and is ready to grow as your motor trade business grows.
Just Until You Are Ready…
Our objective is to reduce the risks associated with maintaining two occupations. Hence, part time motor trade insurance from us can include cover for the garage, employees, customers, spares, stock, and equipment. In short, Rhinosure will give you adequate protection to continue with your motor trade hobby until you are ready to go full time.
The biggest caveat of any hobby or part time business is not knowing just how much you will earn every month. Regardless of the nature of your motor trade occupation, you will stock up on expensive parts, buy new tools, hold an inventory of stock, rent a garage and maybe even hire part time workers. All of it costs money and introduces new liabilities. Since motor trade is not your primary occupation, you cannot spend enough time running a side business and as time goes on the costs will keep adding up.
Eventually, your liabilities can become larger than your income, at which point you stand the risk of losing everything in the event of a mishap, accident or litigation. Our part time motor trade insurance is designed to help alleviate all such worries and keep your side venture alive and healthy. Not only will our part time motor trade insurance provide adequate cover for your hobby but also grow as your income and liabilities do. At a future date, you can choose to go full time in the motor trade industry, and we will be happy to provide you with a complete motor trade insurance.
Our underwriters and insurers do not ask too many questions, but for part time motor trade insurance, you must prove that you are engaged in the industry. The fact is that if you approach insurers in the UK for part time insurance, you will not find many backers owing to your higher risk profile. Part timers are just a fraction of the total insurance business, and hence many insurers prefer not to work with them directly. However, when you go through us, you can avoid facing rejection since we do all the talking on your behalf and find you the perfect part time insurance policy.
The only thing we need to get you a bespoke motor trade insurance part time cover is proof of your business. You can provide us receipts of any stock or parts purchased, invoices of repairs done, improvements or services rendered to your customers. All we need are some documents supporting the nature of your business, and our underwriters will lay down a neatly documented part time policy.
There is no hidden agenda in us saying that we actually want you to succeed and convert your part time business into a full-time obligation. The fact is, the more you grow, the more insurance coverage you will need, and that brings us bigger business. Naturally, our goals are aligned, and that is why when you take a policy from us, we do all the groundwork on your behalf. Instead of you spending hours searching for cheap and efficient insurance, you can spend that time enjoying and growing your hobby. Let us do the hard work for you, and we guarantee that you won’t go uninsured.
Furthermore, to better service our part time customers we have dedicated claims phone lines that process your claims in a matter of hours if not minutes. You take insurance because you want to alleviate some of the future loss of income arising from a mishap. That is why our claims processing is quick and straightforward. We want you to take full benefit of your insurance policy!
Start Your Business On A Part Time Basis Today
To get Part Time Motor Trade Insurance give us a call today, fill the online quotation or request a callback.
As time moves on, your business is bound to grow, and your interests will change. Rhinosure assures you that your policy will mimic your growth and change as your business does. When tomorrow you decide to expand into a different field of motor trade service, we will add necessary covers to keep your interests protected. Just remember to inform us of all your business decisions and keep your policy updated and accurate, we will do the rest for you.